Tim Buckley: Karin, as you know, I’m a little little bit of a geek when it comes to technologies behind all the guidance that you provide. And I assume it’s practical for our purchasers to know the sophistication behind it. So whether you are a retiree or a pre-retiree, we’re taking into consideration thousands of distinctive market place simulations to make absolutely sure your portfolio can hold up. So when we say that we’ve in fact strain-analyzed your portfolio, we’ve believed about instances like we’re going via appropriate now.
Karin Risi: That is specifically appropriate. What you are describing is Monte Carlo simulation. And as you said, we strain-examination the portfolio towards ten,000 scenarios—one just like this, and in fact, several that are even even worse than this. So our portfolios are built to weather this volatility.