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Residence Reasonably priced Refinance Program (HARP) is intended for The HARP program and it’s designed for borrowers who are up-to-date on their mortgage repayment and have an excellent cost track report since last 12 months but are not succesful to refinance as their mortgage balance is simply too enormous in accordance to their property worth. Borrowers, who are in large monetary crunch, could opt for refinancing underneath HARP.